Home Trust & Savings Bank offers a wide variety of loans for a wide variety of reasons. 

Personal Credit Line

• End checking account overdrafts & charges

• Personal unsecured loan

• Automatically transfers upon overdraft

Agricultural Loans 

• Operating loans

• Equipment loans

• Livestock loans

• Real estate loans

Commercial Loans 

• Operating loans

• Equipment loans 

• Real estate loans 

Consumer

• Auto loans

• Boat loans

• Recreational Vehicle loans

Home Mortgage/Construction Loans

• Buying a lot

• Purchasing/refinancing a Home

• Secondary Market available

Home Equity Loans

• Home Improvements

• Debt Consolidation

Please note that Home Trust & Savings Bank generally will NOT lend outside of our trade area, defined as Mitchell County and the surrounding areas. (Bank NMLS#447189)