Home Trust & Savings Bank offers a wide variety of loans for a wide variety of reasons. 

Agricultural Loans 

• Competitive rates
• Convenient repayment schedules
• Cover operating loans, purchase or repair machinery, buy livestock & much more
• Personal service to support the vital agricultural community

Commercial Loans 

• Competitive rates
• Loans for small or large businesses
• Cover operating, equipment, or real estate loans & much more
• Personal service that recognizes the importance of local businesses in our community 

Consumer Loans

• Competitive rates
• Convenient repayment schedules
• Personal service for all your consumer needs

Home Mortgage/Construction Loans

• Competitive rates
• Fast turnaround
• Secondary market available
• Personal service to help you buy a lot, purchase or refinance your home

Home Equity Loans

• Competitive rates
• Utilize the equity in your home for your financial needs
• Personal service to increase your borrowing power

Please note that Home Trust & Savings Bank generally will NOT lend outside of our trade area, defined as Mitchell County and the surrounding areas. (Bank NMLS#447189)