Business Checking


Business Banking Products

Available with all business banking accounts.

Online Banking

  • Access your account 24/7
  • Check balances & review transactions
  • Transfer funds or make loan payments
  • Create stop payments
  • View Statements
  • Access E-statements, Online Bill Pay, and Mobile Banking

Merchant Capture Deposit

  • Save time and MONEY by submitting deposits electronically
  • Process deposits 24/7
  • Easier to process non-cash deposits daily
  • Secure and easy to use software

Direct Deposit Payroll

  • Create & store payroll data within the software or import NACHA compatible files from your own payroll software.
  • Transmit your file at any time of the day from your location.
  • No checks to sign or distrubute
  • Employees no longer have to go to the bank to deposit their paycheck.
  • Employees on vacation or out sick will have their paycheck in their account without delay
  • Secure and easy to use software.

Call Customer Service 641-732-3763 for any further information about any of the Business Banking Procucts


Community Courtesy

Designed to help our local non-profit organizations. We offer a free account so your funds can be used to better serve our community.

  • $50 minimum to open account
  • Monthly imaged statement provided
  • 1st rubber endorsement stamp free
  • $5 discount on 1st check order


Small Business Checking

Designed for our small, but very important, businesses.

  • $100 minimum to open account
  • $4 monthly maintenance fee
  • 15 free deposits per month; $0.20/each after
  • 30 free checks/debits per month; $0.08/each after
  • 50 free foreign deposit items per month; $0.20/each after (not drawn on us)
  • Monthly imaged statements provided
  • Free deposit slips furnished; 1st deposit bag free
  • 1st rubber endorsement stamp free


Commercial Checking

Designed for corporations or large transactions businesses.

  • $100 minimum to open account
  • $5 monthly maintenance fee
  • $0.10 fee per check or debit
  • $0.05 fee for each foreign deposit item
  • Monthly imaged statement
  • Free deposit slips furnished; 1st deposit bag free
  • 1st rubber endorsement stamp free


Commercial Plus Checking

Designed for sole proprietorship; corporations are not eligible.

  • Earns a variable rate of interest
  • $100 minimum to open account
  • $5000 daily minimum balance waives fee
  • $5 monthly maintenance fee
  • $0.20 fee per check or debit
  • $0.05 fee for each foreign deposit item
  • Monthly imaged statement
  • Free deposit slips furnished; 1st deposit bag free
  • 1st rubber endorsement stamp free