Mobile Banking
An easy way to access your online banking while on the go or away from your computer.
Features Include:
- 
Review account balances & statements
 - 
see recent transactions
 - 
transfer funds
 - 
make loan payments
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Access Online Bill Pay following enrollment
 - 
Deposit checks (See Instructions Below or CLICK HERE)
 - 
Access Zelle® through Online Bill Pay
 
Here's how to sign up:
1. Download the “HTSB” app from your app store (Search HTSB Mobile Banking)
2. Log in with your User ID and Password or create a log in if not already
    enrolled.
3. Read and Accept Term & Conditions
Tips on using Mobile Check Deposit:
- 
Before logging into the HTSB Mobile Banking App, close all other apps running in the background on your mobile phone.
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Endorse the back of each check with your signature AND “For HTSB Mobile Deposit Only”
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Carefully enter the check amount to ensure it matches the amount written on your check.
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Flatten folded or crumpled checks before taking your photos.
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Keep the check within the view finder box on the camera screen when capturing your photo.
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Take the photos of the front and the back of your check in a well-lit area and place the check on a solid dark background before taking the photos.
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Keep your phone flat and steady above the check when taking your photos and hold the camera as square to the check as possible to reduce corner to corner skew.
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Make sure that the entire check image is visible, in focus, not blurry and with no shadows across the check before submitting your deposit.
 
- 
The MICR line (numbers on the bottom of your check) is readable.
 
Other Things to Remember:
- 
Deposit cut off time is 3:00 p.m. CST. Make deposits before this time to be posted for current day.
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Deposit limits are: 5 checks per day with a daily maximum deposit limit of $2,500.00.
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You must retain the check in a secure location for 60 days after the deposit. After the 60 days, you must mark the check VOID and ensure it is properly destroyed.
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Items that will not be accepted under any circumstances include:
- 
Checks not payable in US Funds (Foreign checks)
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Incomplete checks
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Money Orders
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Checks that have been altered in any way
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Checks made payable to cash
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Checks payable to any person or entity other than you (aka: Third party checks)
 - 
Non-check items
 
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All deposits are subject to approval by bank staff (See full Terms & Conditions noted in the Mobile Banking App)