Card Services

Debit Cards

  • Debit Cards are used like a credit card
  • Funds come directly out of your checking account
  • Usable at ATM machines for cash, inquiries and transfers
  • Daily limit of $1000 at point of sale
  • Daily limit $500 cash withdrawal.


Applications are available at the bank or by clicking here. 

Complete and return to: 

Home Trust & Savings Bank

PO Box 150

Osage, Iowa 50461




Visa Credit Card through Home Trust & Savings Bank


Personal Credit Cards:
  • Visa® Platinum Cash Rewards
    • Earn 1% cash rewards on all transactions
    • 14.49% APR for purchases, balance transfers, and cash advances
    • $0 annual fee
    • Terms & Conditions
 
  • Visa® Platinum Rewards
    • Earn 1 point for every dollar spent on all transactions
    • 12.99% APR for purchases, blaance transfers, and cash advances
    • $0 annual fee
    • Terms & Conditions
 
  • Visa® Platinum
    • Leave your card at home - Apple Pay, Google Pay™, and Samsung Pay enabled
    • 10.99% APR for purchases, balance transfers and cash advances
    • $0 annual fee
    • Terms & Conditions

Business Credit Cards:
  • Visa® Platinum Business Rewards
    • Earn 1 point for every dollar spent on all transactons
    • 13.50% for purchases (Current Prime Rate + 8%).  This APR will vary with the market based on the Prime Rate
    • $25 annual fee
    • Terms & Conditions
 
  • Visa® Platinum Business
    • Leave your card at home - Apple Pay, Google Pay™, and Samsung Pay enabled
    • 13.50% for purchases (Current Prime Rate + 8%).  This APR will vary with the market based on the Prime Rate
    • $0 annual fee
    • Terms & Conditions