Debit Cards

• Debit Cards are used like a credit card

• Funds come directly out of your checking account

• Usable at ATM machines for cash, inquiries and transfers

• Daily limit of $1000 at point of sale

• Daily limit $500 cash withdrawal.

Applications are available at the bank or by clicking here. 

Complete and return to: 

Home Trust & Savings Bank

PO Box 150

Osage, Iowa 50461

Visa Credit Card through Home Trust & Savings Bank

Personal Credit Cards:

• Visa® Platinum Cash Rewards
  • Earn 1% cash rewards on all transactions
  • 14.49% APR for purchases, balance transfers, and cash advances
  • $0 annual fee
  • Terms & Conditions

• Visa® Platinum Rewards
  • Earn 1 point for every dollar spent on all transactions
  • 12.99% APR for purchases, blaance transfers, and cash advances
  • $0 annual fee
  • Terms & Conditions

• Visa® Platinum
  • Leave your card at home - Apple Pay, Google Pay™, and Samsung Pay enabled
  • 10.99% APR for purchases, balance transfers and cash advances
  • $0 annual fee
  • Terms & Conditions

Business Credit Cards:

• Visa® Platinum Business Rewards
  • Earn 1 point for every dollar spent on all transactons
  • 13.50% for purchases (Current Prime Rate + 8%).  This APR will vary with the market based on the Prime Rate
  • $25 annual fee
  • Terms & Conditions

• Visa® Platinum Business
  • Leave your card at home - Apple Pay, Google Pay™, and Samsung Pay enabled
  • 13.50% for purchases (Current Prime Rate + 8%).  This APR will vary with the market based on the Prime Rate
  • $0 annual fee
  • Terms & Conditions