Card Services
Debit Cards
- Debit Cards are used like a credit card
- Funds come directly out of your checking account
- Usable at ATM machines for cash, inquiries and transfers
- Daily limit of $1000 at point of sale
- Daily limit $500 cash withdrawal.
Applications are available at the bank or by clicking here.
Complete and return to:
Home Trust & Savings Bank
PO Box 150
Osage, Iowa 50461
Visa Credit Card through Home Trust & Savings Bank
Personal Credit Cards:
- Visa® Platinum Cash Rewards
- Earn 1% cash rewards on all transactions
- 14.49% APR for purchases, balance transfers, and cash advances
- $0 annual fee
- Terms & Conditions
- Visa® Platinum Rewards
- Earn 1 point for every dollar spent on all transactions
- 12.99% APR for purchases, balance transfers, and cash advances
- $0 annual fee
- Terms & Conditions
- Visa® Platinum
- Leave your card at home - Apple Pay, Google Pay™, and Samsung Pay enabled
- 10.99% APR for purchases, balance transfers and cash advances
- $0 annual fee
- Terms & Conditions
Business Credit Cards:
- Visa® Platinum Business Rewards
- Earn 1 point for every dollar spent on all transactons
- 13.50% for purchases (Current Prime Rate + 8%). This APR will vary with the market based on the Prime Rate
- $25 annual fee
- Terms & Conditions
- Visa® Platinum Business
- Leave your card at home - Apple Pay, Google Pay™, and Samsung Pay enabled
- 13.50% for purchases (Current Prime Rate + 8%). This APR will vary with the market based on the Prime Rate
- $0 annual fee
- Terms & Conditions