Loans

Put the loan experts you trust to work for you! The Home Trust & Savings Bank offers a wide variety of loans for a wide variety of reasons. Check us out and use the planning calculators to help you determine monthly loan payments. Sound advice and planning are important elements of your loan decision. Trust our loan professionals to go the extra mile to help you in making a sound loan decision. Please note that The Home Trust & Savings Bank generally will NOT lend outside of our trade area, defined as Mitchell County and the surrounding areas.

Agricultural Loans are very important to us. We recognize that agriculture is vital to our community. Whether you need an operating loan, a loan to purchase or repair machinery, or a loan for livestock, The Home Trust & Savings Bank stands ready to help. Competitive rates and convenient repayment schedules are just two of the many reasons to visit a Home Trust & Savings Bank loan officer today.

Commercial Loans are available to help with all your business banking needs. Operating loans, equipment loans, and real estate loans are just a few of the most common loans we make to area business owners. The loan professionals at The Home Trust & Savings Bank can help you with your financial needs today and assist you in preparing for the future.

Consumer and Auto Loans are available with competitive rates and convenient repayment schedules designed especially for your needs. Whether you're financing a new or second car, a child's education, a boat, RV, or a dream vacation. The Home Trust & Savings Bank is here for all your lending needs.

Home Equity Loans utilize the equity in your home to borrow funds for your present financial needs. From home improvements to vacations, The Home Trust & Savings Bank team can help you use your home's equity to increase your borrowing power.

Residential Mortgage and Construction Loans are available from The Home Trust & Savings Bank - whether you're buying a lot or refinancing your present home. Fast turnaround, competitive rates, and local servicing of loans are just three of the many reasons to choose Home Trust & Savings Bank for your next loan. Options include lot loans, construction loans, and permanent home loans designed especially for you.

• The Home Trust & Savings Bank generally will not lend outside of our trade area, defined as Mitchell County, Iowa and surrounding communities.

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