Trust & Investment Services

Trust Services
The Home Trust & Savings Bank is proud to offer complete trust services from a team of experienced professionals. Look to us for expert advice when it comes to successfully accumulating, managing, and preserving assets, settling estate matters, and executing clients' wishes.

Burial Trusts, designed to offset funeral expenses, are interest bearing accounts with no fees. Funds are usually set aside in an irrevocable trust and invested in a CD. The Home Trust & Savings Bank's Trust Department administers the trust until the funds are needed.

Estate Administration can be complicated. It's hard to decide who should administer an estate because it can be such a large job. As a third party, The Home Trust & Savings Bank is uniquely qualified to serve as executor of your estate. We have the experience working with attorneys, accountants, family members, and beneficiaries to promptly settle your estate and carry out your wishes.

Conservatorships are set up to manage the assets of a person who is no longer able to handle their own finances such as the elderly and disabled. The Home Trust & Savings Bank is uniquely qualified to handle this job and can act in a number of capacities as determined by the trust client. An Annual report of the Bank's activities is provided to the court.

Trust Accounts are created during a person's lifetime or by a person's will to provide for heirs. There are many trust options available. The Trust professionals at The Home Trust & Savings Bank are qualified to help you decide which trust best suits your needs. The Home Trust & Savings Bank is an experienced trustee with annual reporting to the court.

Discount Brokerage Services
Whether you're a seasoned long-term investor or are looking to invest a small portion of your savings for the first time, let The Home Trust & Savings Bank assist you. We have been offering discount securities brokerage services to customers since 1986. The Iowa Bankers Association's Securities Division, Broker Dealer Financial Services Corporation, facilitates trades of stocks and bonds for customers. As a full service Bank, The Home Trust & Savings Bank offers this service to customers as a simple and convenient way to invest in the stock market or to purchase government securities. No purchase is ever too large or too small for us to handle.

• Broker Dealer Financial Services Corporation is not a bank and securities offered by it are not bank deposits or obligations of or guaranteed by any bank, nor are they insured by the Federal Deposit Insurance Corporation.